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Terms of Use

These terms apply to use of Kearney Residents Directory. By using the reference, you accept these terms; if you do not accept them, do not use the service.

1. Nature of This Reference

Kearney Residents Directory is privately operated. It links to and describes public rolls, record indexes, and directory collections relevant to Kearney and Nebraska. It does not host government files and is not affiliated with any office, court, or custodian.


2. Rules for Using This Site

Use the site only for lawful purposes. You may not use it, or anything found through it, to:

  • Stalk, harass, intimidate, threaten, or harm any person
  • Locate someone protected by a restraining or protective order
  • Commit identity theft or fraud
  • Make FCRA-regulated decisions (credit, employment, tenant, insurance)
  • Scrape, copy, or republish the site's content at scale
  • Interfere with the site's operation or security

3. We Are Not a Consumer Reporting Agency

This site is not a consumer reporting agency as defined by the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.). Nothing here, and nothing any linked search tool returns, is a consumer report, and none of it may be used to judge eligibility for credit, employment, housing, insurance, or any other FCRA-covered purpose.


4. Links to Outside Sites

Government portals and third-party services, including sponsored search tools, have their own terms and policies. We are not responsible for their content, availability, pricing, or data practices.


5. No Warranties

The site is provided "as is" and "as available," with no warranties of any kind. We do not warrant that anything on the site is accurate, complete, or current, or that any linked portal will work or return correct results.


6. Limits on Our Liability

To the maximum extent the law allows, we are not liable for any direct, indirect, incidental, consequential, or special damages arising from use of this site or any linked resource, including decisions made from records found through it.


7. Indemnification

You agree to defend and hold the site operators harmless from claims or demands, including reasonable attorneys' fees, caused by misuse of the service or breach of these terms.


8. Intellectual Property

The original text, design, logo, and layout of this site are protected by copyright. Linking to any page and quoting brief excerpts with attribution is welcome; republishing full pages or systematically copying content is not.


9. Changes to These Terms

We may revise these terms by posting an updated version. Continued use after publication constitutes acceptance of the revision.


10. Cutting Off Access

We may block or restrict any user who violates these terms or abuses the site, at our discretion and without notice.


11. Governing Law

Nebraska law governs these terms without regard to conflict-of-law principles. Government record access is separately addressed by the Nebraska Public Records Act, Neb. Rev. Stat. §§84-712 to 84-712.09; that statute governs custodians' records, not this private reference.


12. Severability

If any part of these terms proves unenforceable, the rest stays in force.


13. Questions

Questions about these terms may be sent through the Contact page.